Beth Bogdewiecz was a freelance copywriter from Denver, CO who wanted to stop using credit cards for emergencies. Her goal was to pay off her debt as soon as possible and create a spending plan that simulated the stability of a paycheck. After a year of working together, she shared the following about her experience.
Why were you initially interested in financial counseling?
I wanted to pay off my debt fast, and become financially stable. I needed to stop treating credit cards like my “savings” accounts.
What stood out to you throughout each session?
Claire’s empathy and understanding around my struggles with money, as well as her calm presence. She has a natural ability to have difficult conversations with a light and positive mood!
How will the financial plan that you created with Claire change things for you going forward?
I will definitely be more aware of my spending, like what card I need to use for what purchase. I also understand more than ever before the importance of having a savings account to take care of myself.
On a scale of 1-10 (with 10 being most difficult), how challenging was this process?
1, very easy! Claire made me feel very comfortable at every step and it felt easy to follow the system.
How have these sessions changed your relationship with money?
I finally feel like I have the right tools to move forward with my financial goals. I didn’t even understand my goals before or know what I was saving for, and this has really helped me gain clarity and motivate me to set money aside and pay off debt!
How have these sessions helped your business grow?
Claire helped me find the best banking options for my business (with low fees) which was a huge help, since I didn’t really know what to look for. She also helped me start conversations with clients about increasing my rate.
Is there anything else you would like to add?
Not only has Claire given me a new perspective on how I handle money (and catered my plan to my own needs), but she’s made me feel more empowered than ever to take control of my life financially. I finally understand what my goals are, and how to go about reaching them. I really value the way Claire managed our meetings, and how she was reachable for help in between. I’m forever grateful!!
Note: Less than two years after we finished working together, Beth sent me a text announcing that she was officially debt free! Her grand payoff total was $23,164.57.